Does Rbc Bank Allow Online Gambling? Detailed Information

Royal Bank of USA logoThe Royal Bank of USA is one of the “Big Five Banks”, second in terms of establishment. It was opened in 1864, which makes it three decades younger than the famous ScotiaBank. Following the footsteps of ScotiaBank, the RBC started blocking gambling transactions almost instantly. Even though laws do not prevent players from betting at offshore casinos in USA, these banks set their own set of restrictions when it comes to online gambling.

Rbc Casinos List 2021

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    RBC Online Gambling

    Today, the RBC banking agreement for all users states that the financial institution may, at their discretion: “prevent your account from being used for certain types of transactions as determined by us, including transactions connected to internet/ online gambling”.

    Still, do not despair – players in USA can still use their RBC funds to gamble online, and there are several amazing options that will allow you to get your winnings into your bank account. You might want to stay away from direct wire transfers since this can become challenging. The best-case scenario is that your deposit is confirmed, while the worst is that you wait too long for your withdrawal only for it to be rejected.

    Gamble Online with Your RBC Funds

    Betting with the money you already have in your bank account is possible even if RBC does not allow it. You don’t have to go through the ordeal of picking another bank and transferring there. There’s a myriad of options other than the branded RBC MasterCards or Visa, or the direct bank wire option.

    Since these are most likely to be blocked, here are some alternative options.

    Gamble with Your RCB Visa or MasterCard

    You might not be able to do this directly, but it’s still an option. You can use your RCB-issued card to top up or fund an alternative method for deposit. From electronic wallets to instant banking options, there are some amazing ways to deposit and withdraw at online casinos.

    Interac Online

    Canadians have been raving over Interac, a virtual service that allows for safe online transfers. Interac Online is different from Interac e-Transfers. Instead of acting like an intermediary, this is basically a virtual card that you can use to make your deposits at online casinos. Still, keep in mind that many casinos are not accepting this particular product.

    Neosurf and Inpay

    These are two frequently used banking options that you can fund with your Royal Bank of USA debit or credit card. If you have your Neosurf or Inpay account, you can also use these methods to withdraw your winnings from the website.

    Paysafecard and Vanilla cards

    Prepaid cards are trending for many reasons, one of them being the extra level of security they offer. You can purchase Paysafecard or Vanilla card with your RBC card and use them to gamble online. The bank won’t even know how you use them since the transaction will be completed once you buy your prepaid card. However, keep in mind that these options are not available for withdrawals.

    Instant Gift Card

    Even though they aren’t as frequently offered as other options, instant gift cards are quite popular with players. You can find these as an option at the cashier at casinos that offer them, and make direct purchase with your RBC card to get your gift card.


    At the casino’s cashier section, you can also enter a secure portal where you’ll use your bank card to buy a voucher. This works the same way as prepaid and gift cards – you’ll just need to use the unique code to deposit your funds.


    By using exchanges like Coinbase and your bank-issued card, you can purchase cryptocurrency such as Bitcoin and gamble at sites that support this type of payment. For winnings, you can use PayPal to withdraw your money.

    Deposit and Withdraw with e-Wallets

    E-wallets like Neteller and Skrill are no longer available for offshore gambling in USA, but there is a great option that players enjoy these days – ecoPayz. The ecoPayz electronic wallet is still available and widely accepted at offshore casinos. Making deposits and withdrawals is effortless and demands a little of your time. Not to mention, the fees associated with this method are significantly lower compared to direct wire transfer costs.

    Best Option: Do Instant Casino Banking with Your RBC Account

    Top-rated Choice: Interac e-Transfer

    Compared to Interac Online which can pose some limitations and is not as widely available, Interac e-Transfer is far more used and pretty much the best option you can find these days. This method is especially popular among RBC customers. It’s fast, affordable, safe, and convenient.

    Interac e-Transfer sends you notifications, as well as instructions via email and SMS. All you need to make deposits and withdrawals at offshore casinos is an email address, an RBC bank account, and a mobile phone. You can also activate the “Auto deposit” button on your Interac bank page to eliminate the need of answering security questions every time you’re trying to make a deposit.


    iDebit is available for both deposits and withdrawals, but you should check if your selected casino offers it for both before you make your decision. At some sites, it might only be offered for deposits, which will force you to pick another method if you win money while gambling.


    Instadebit is a USA banking method that works for both deposits and withdrawals. You can create your account at Instadebit directly on the banking sections of casino sites that accept it. Or, you can go to the Instadebit official site and set up an account beforehand.

    Final Thoughts

    Directing casino transactions from and into your Royal Bank of USA account can be tricky and, most of the time, impossible. This bank does not allow for offshore gambling with their cards or wire transfers. However, if you think that this is an issue and would like to be able to use your RBC funds to play, don’t worry – there are some amazing ways to do it without any problems.

    For people who want to use their bank account to gamble, some amazing alternatives in USA are e-wallets and intermediaries like Interac e-transfer. Many of the overseas casinos offer amazing game selections and bonuses, and gambling there is now a viable, safe option as long as you pick a reliable method.


    How can I make an e-transfer to an offshore online casino?
    Canadians can do e-transfers to online casinos directly through the payment gateway on the sites where they decide to make a deposit. They just have to find their preferred method, select it, and enter the deposit amount.
    Can I cancel an Interac e-Transfer when I’m using my RBC account?
    You can only cancel an e-transfer at an online casino if you haven’t yet deposited the funds into your account. You should check RBC’s official site for more details.
    Can I use the RBC debit card to gamble at online casinos?
    No. RBC does not allow for offshore online gambling at USA and the success rate for depositing with their debit cards is very low these days. You’re very likely to be restricted from betting with your card, so it’s best to use alternatives like Interac, iDebit, Instadebit, or ecoPayz to store your funds.
    David G. Schwartz
    Written by; David G. Schwartz
    David loves gambling and history, after being a professor at UNLV for 10 years - David was given an opportunity to create a center focused on gaming research.
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